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Is it true that the time to refinance is when the rate is lower than your current mortgage rate?

No, it is not true. You do not have to wait until mortgage interest rates drops before you consider refinancing your mortgage. The decision to refinance your existing mortgage depends on many things, including how long you plan to be in the house, how much lower the interest rate will be on your new loan, the closing costs for the new loan, your equity position in the home, and whether you plan to do a cash-out refinance.

How much finance can I take up as refinance mortgage loan?

At Refinance Creditsz, borrowers can borrow from £10,000 up to £1,000,000. The amount will depend on their earnings and the equity available in their assets. However, your credit history also plays vital part, when you are opting for refinance.

What will be the repayment period of the refinance mortgage? It depends on the amount you avail as refinance mortgage; the term can be extended to 30 years. At Refinance Creditsz, we will organize refinance suited to your requirements in consultation with our experts.

Can I borrow a refinance with bad, poor or adverse credit history?

Yes, Refinance Creditsz will arrange refinance mortgage for the borrowers with bad, poor or adverse credit. We have experts who will help finding the appropriate deal of refinance.

Earlier I was refused refinance mortgage loan. Can you help me obtaining refinance?

Refinance Creditsz has access to many of the USA leading lenders, many of whom specialize in helping people who may have had difficulties obtaining a refinance mortgage loan. Please provide us with as much information as you can, so that we can match your situation to the correct lender.

Will the interest rates be lower if I refinance my existing mortgage?

Now, there are many attractive deals of refinance in the market and it is likely that you could reduce your monthly mortgage payment by refinancing.

How secure and confidential are my information, which will be provided by me?

Your data will be protected and secure, and will not be disclose to any third person. We will ask your consent before it is used for any refinancing procedure.